Tag Archives: health insurance

Full of Suck

11 Aug

So I have this bill from a procedure I had in February, which my insurance decided not to cover. I’ve posted about it before, that they denied the appeal. This is because the doctor said she was in my insurance network, but she wasn’t. This is the worst insurance I’ve ever had, but at least I have insurance. So she waved her fee, but I still have the hospital fee, and my mom can’t afford to pay it, so I have to pay it with my student loans. No bueno. The whole reason I saw this particular doctor in the first place was because I thought she’d be cheaper than the out of network doctors here. This is really crappy. Insurance companies are full of suck.

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Overview of Today

24 Jul

My home health nurse came this morning and got me all set up and washed up and ready for the day…the day consisting of nothing but lying in bed (a skill I’ve recently perfected) and some delicious TPN. I have hives, and I don’t know why. I thought my dad and brother would be home with me all day, but they were both gone all day. My dad was working and running errands, and my brother was doing something S.C.U.B.A. related and then hanging out with his girlfriend for the remainder of the day.

When my dad finally came home, he started paying bills and then cooking while we watched Family Guy. After that, we watched Superman together, then America’s Got Talent, and finally So You Think You Can Dance. During this time, my mom came home. She came home angry. She became even angrier upon discovering that one of my GENERIC medications after insurance cost $65 for a week’s supply. She went off. She started cussing (my mom usually doesn’t curse at all) and yelling at everyone in the house. My dad and I just gave each other a “menopause is a b*tch” look. And my dad calmly agreed to take the medication back while my mom sorted through our insurance formulary information.

Speaking of insurance, the appeal that was “denied” was denied before they even got our appeal. Also, we may have sent it to the wrong address, so we will try sending it to the other address. Hopefully this works this time, because I’m too broke for all of this nonsense.

All in all, even though I was feeling depressed today, I’m so flippin’ glad to be home!

Appeal Denied

3 Jul

My appeal to have my insurance cover one of my procedures is being denied because they didn’t get the pre-authorization. I did get a pre-auth, and it’s not my fault they didn’t get it before the procedure! I shouldn’t have to pay for this if I have insurance. Now they’re saying the physician the performed the procedure is out of network, but that’s the physician they sent me to, I got the name from the insurance company! I will never understand health insurance companies. Ugh.

Abilified Freakout

20 Apr

So…I know how I wrote before about Abilify not being covered by my insurance, and that I was going to make a few phone calls to see what I could do. Well I forgot to update that my psychiatrist called and said to come in to get more samples in the meantime, so I did. So I only went without it for about 2 days. I also have an appointment today, because apparently she doesn’t work Friday, but she does work Saturday mornings, and we’re going to discuss what to do about it not being covered and see if I could be possibly switched to something else while the Zoloft is still taking effect.

Success Terminated.

11 Apr

Got prescribed Zoloft today…that’s cool and stuff…and got a prescription for Abilify and junk, but…the insurance won’t cover it. No way I can afford that stuff, so…kinda panicked a little over that…and cried. Oh yeah, AND I had to walk in the rain to get to the pharmacy and back. That was fun. The End.