Tag Archives: insurance

Full of Suck

11 Aug

So I have this bill from a procedure I had in February, which my insurance decided not to cover. I’ve posted about it before, that they denied the appeal. This is because the doctor said she was in my insurance network, but she wasn’t. This is the worst insurance I’ve ever had, but at least I have insurance. So she waved her fee, but I still have the hospital fee, and my mom can’t afford to pay it, so I have to pay it with my student loans. No bueno. The whole reason I saw this particular doctor in the first place was because I thought she’d be cheaper than the out of network doctors here. This is really crappy. Insurance companies are full of suck.

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Appeal Denied

3 Jul

My appeal to have my insurance cover one of my procedures is being denied because they didn’t get the pre-authorization. I did get a pre-auth, and it’s not my fault they didn’t get it before the procedure! I shouldn’t have to pay for this if I have insurance. Now they’re saying the physician the performed the procedure is out of network, but that’s the physician they sent me to, I got the name from the insurance company! I will never understand health insurance companies. Ugh.

Pop a Pill and Proceed

8 Dec

My dad was supposed to have met with several doctors by now to get more information. This hasn’t happened, as they have been rescheduling and shifting around his appointments, so my mom decided to go ahead and find him a new doctor. He has a PET scan scheduled for Tuesday, as well as an appointment with a radiation oncologist and/or a radiologist. We should know more then. He’s been eating a variety of things, and now he thinks he’s paying the price, because his throat has been really sore today. He’s back on just hot tea and soup. Otherwise, he’s feeling alright.

I was supposed to have one of my medicines covered by my health insurance. Without it being covered, I most certainly cannot afford it. Not even close! But now, they’re saying there’s something wrong and they aren’t covering it for whatever reason. So my mom is going all “mama tiger” and helping me deal with the constant calls I’m having to make to see what in the world is going on. This medication (as much as I hate it) is kind of super vital, so they need to get it together so that I can get it. A new research project that needs to be started is how to make chemotherapy drugs more affordable. Also, the amount of pain I’ve been in recently is really upsetting. Something needs to be done about this. Something.